|What Is Long-Term Care ?|
Long Term Care includes a wide range of medical and support services for people with a degenerative condition, a prolonged illness or cognitive disorder. Long Term Care is not necessarily medical care, but rather "custodial care". Custodial care involves providing an individual assistance with activities of daily living or supervision of someone who is cognitively impaired.
To better understand Long Term Care, think of the activities you performed when you woke up this morning. You probably:
While you're healthy it's easy to take these everyday routines for granted. However, when you or a loved one is stricken with a degenerative condition such as a stroke or Alzheimer's, performing these activities of daily living (ADLs) becomes impossible without the assistance of another person.
The type of care is Long Term Care. It is chronic (full-time)
care and can be very expensive. Long Term Care can be provided in
many settings such as nursing homes, your own home, assisted living
facilities or adult day care facilities.
Disclaimer: Insurance products are
offered through insurance companies with which we have sales
arrangements. Not all products/features may be available in your
state. Check with your Accountant or Tax professional on the tax
issues associated with Long-Term Care insurance purchase and
benefits. Associates of Clifton Park are not a part of Raymond James
& Associates. Securities offered through Raymond James & Associates, Inc. Member FINRA/SIPC
Raymond James financial advisors may only conduct business with residents of states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are addressed on this site. Contact your local Raymond James office for information and availability.